Blog2024-06-18T16:23:32-04:00

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3006, 2021

Regulators Focus on Reg BI During 2021 Audits

June 30, 2021|Categories: Broker-Dealer, Regulation Best Interest, Suitability|Tags: , , , , , , , , , , , |

The Securities and Exchange Commission adopted a new rule under the Securities Exchange Act of 1934 that established a standard of conduct for broker-dealers and the natural persons who are associated persons of a broker-dealer. It was established to enhance the broker-dealer’s standard of conduct to retail customers beyond the [...]

2806, 2021

How to Qualify for Puerto Rico’s Act 22

June 28, 2021|Categories: Broker-Dealer, Registered Investment Advisers, Rules and Regulations|Tags: , , , , , , , , , , , , |

Also, Act 22, known as “The Individual Investors Act” targets high net worth investors with the promise of 0% tax on interest, dividends, and capital gains obtained while residing in Puerto Rico as a bona fide resident. This act, along with a few others, were the response to Puerto Rico’s [...]

2506, 2021

Recent and Upcoming Changes to 529 Plans

June 25, 2021|Categories: Rules and Regulations|Tags: , , , , , , , , |

A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. 529 plans, legally known as “qualified tuition plans,” are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code. […]

2306, 2021

Gifts and Gratuities

June 23, 2021|Categories: Code of Ethics, Investment Advisor Representative, Rules and Regulations, Rules and Regulations, SEC, Supervision|Tags: , , , , , , , |

Advisory representatives are prohibited from accepting anything of value that might influence their investment decisions or serve to reward them in connection with their investment advisory activities. Additionally, advisory representatives are expected to refrain from knowingly conducting advisory business with any individuals or entities that use gifts, gratuities, or other [...]

2106, 2021

Schedule 13(d) and 13(g)

June 21, 2021|Categories: Registered Investment Advisers, Rules and Regulations, Rules and Regulations, SEC|Tags: , , , , , , , , , , , |

Sections 13(d) and 13(g) of the Securities Exchange Act of 1934 require certain market participants to file reports with the SEC. The reporting obligations under sections 13(d) and 13(g) generally focus on the concept of “beneficial ownership” and depend upon numerous factors, including the class and amount of securities acquired, [...]

1806, 2021

Custody Requirements

June 18, 2021|Categories: Registered Investment Advisers, Rules and Regulations, Rules and Regulations, SEC|Tags: , , , , , , , , , , |

Previously on our blog we discussed situations where advisers are deemed to have custody, Assessing Custody for Registered Investment Advisers. If your firm has deemed itself to have custody, you need to ensure your firm is compliant with the Custody Rule requirements. If this is the case, consider the following: [...]

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